Construction Services

The construction division at Kaercher Campbell has a team of experienced professionals who have been providing these services to our clients consistently for many years. These professionals have industry experience on both the insurance company and brokerage side, which makes them uniquely qualified to provide the full services needed. Further, our construction division has experience in representing all members on the development team (including contractor, owner and architect), which puts us in an unparalleled position to understand the exposures, insurance needs, and insurance marketplace for all parties.

We represent all of the major construction industry insurance carriers. In the construction insurance brokerage industry, we are in a unique position to negotiate more favorable terms in price with the markets because of our buying power, due to our years of experience and premium volume.

We reinvest our earnings by expanding our service capabilities to be more responsive to our clients. This is evidenced in our value-added departments by both the professional staff and services offered.

Value-added service

Designing a property and liability insurance program which provides the broadest and most economical coverage available;
Preparing bid specifications to procure the broadest and most economical insurance coverage annually or as needed;
Accessing all major construction insurance markets to negotiate the best terms for our clients;
Meeting with our clients on a regular basis to review insurance issues;
Providing a quarterly stewardship report to recap completed services provided and update clients on open activities as well as industry product/coverage development;
Coordinate the investigation of accidents when they occur and assist in proper documentation and reporting of claims;
Assisting in settling any first party claims so that you are paid promptly and fairly;
Managing all third party claims to be certain that they are being properly handled, including being tendered and accepted by the appropriate party;
Performing claim file reviews of all large workers' compensation and general liability claims to be certain they are being properly handled and not over-reserved;
Constant monitoring of changes in OSHA's strict safety requirements allows us to instantly access the OSHA Code of Federal Register and print information on all of OSHA's construction regulations;
Acting as liaison between our client and the insurer with regard to all safety activities.

OCIP/Wrap Up

The complexity of Owner Controlled Insurance Programs OCIPs and Contractor Controlled Insurance Programs CCIPs (also referred to as 'Wrap-ups') and the potentially catastrophic impact of the exposures they are designed to protect against requires that wrap-ups be designed and marketed by experts who have established relationships with the wrap-up marketplace.

Comprehensive Approach

Kaercher Campbell works closely with our clients to develop a plan for securing a tailor-made wrap-up program and provide a broad range of services. The specialists in our construction practice are dedicated exclusively to wrap-up programs. These experts will assure consistency through centralizing administration services.

Building Sound Relationships

Kaercher Campbell's mission is to provide our clients with quality risk management services, state-of-the-art insurance products, and to be a knowledgeable and dedicated wrap-up partner. Our business strategy .focuses on the development of long-term relationships, rather than short-term profits, by investing substantial resources and paying close attention to your needs.

Our wrap-up specialists provide the professional expertise needed to bridge the gap between you and the wrap-up insurance carriers through a systematic approach that is shaped by an acute understanding of the underwriting process and a respect for the complexity of a construction project.

What Makes Kaercher Campbell Different

Tailor-made programs shaped to your needs, not to the needs of a representative peer group.
Pre-implementation services such as contract reviews, exposure analysis, and professional wrap-up feasibility studies.
The skill and willingness to develop innovative new products to address wrap-up issues and exposures as they arise.
Large investment in technology to allow rapid transfer of vital information to clients and wrap-up markets.
In-house wrap-up professionals acting as your committed advocates.